LoanAmortizer Professional Edition v3.1

LoanAmortizer Professional Edition is one of the most functional, most complete and professional financial tools for loan and mortgage amortization and payment schedule preparation that runs on Windows 95/98/NT/2000. The program is directed for use by anybody that has a mortgage or outstanding loan at any financial institution around the world. LoanAmortizer Professional Edition helps you calculate interest rate, loan/mortgage amount (Canadian mortgages as well), number of payments, periodic payment amount and any other loan calculations instantly. Once any amortization schedule is prepared it can be saved in a file for future reference, comparison or archive. You can insert any type of balloon payment anywhere in the amortization schedule or prepare a mortgage amortization schedule with the respective prepaid interest amount and finance charges. The mortgage can also be amortized in decades but paid in months. You can also prepare amortization schedule, view it and print it in virtually no time. Everything is completed automatically, accurately and is easy and simple to be used and handled. LoanAmortizer Professional Edition allows you to prepare and print coupons applicable to each payment in a certain amortization schedule and even print your own coupon book by selecting a special uneven printing order. That uneven print order will later let you cut and make your customized payment coupon book. Canadian Mortgage calculations are also implemented in LoanAmortizer Professional Edition, both for mortgage and regular loans . 

LoanAmortizer Professional supports fiscal year start/end management - this feature allows the users to select the beginning and the end of the fiscal year while printing the amortization schedules.

LoanAmortizer Professional Edition is one of the few loan amortization and schedule preparation programs that complies with the provisions of the complete U.S. Regulation Z, and especially Appendix J, regarding interest calculation. LoanAmortizer Professional Edition handles multiple amortization methods - Simple (U.S. Rule) and Normal (Actuarial). LoanAmortizer Professional Edition can combine any payment frequency with any compounding period. LoanAmortizer Professional Edition is the most flexible and powerful loan amortization program that is easy to work with. The extensive and informative help documentation makes the work with it not only easy but pleasant too.

LoanAmortizer Professional Edition has network supporting functions with file locking module that makes it ideal to work in a Network Environment where many copies of the program on different computers share one location for LoanAmortizer working files keeping.


LoanAmortizer Professional Edition combines many standard, specific and unique features to be as powerful and easy to be used as it is. Here are some of them:

Amortization Method        
Normal (Actuarial) 		
US Rule (Simple)  

Interest Year
360 US
360 European 
364 
365 
366
365/360  


Payment Frequency

Daily 
Weekly 
Bi-weekly 
Half Monthly 
Four Weekly 
Monthly 
Bi-monthly 
Quarterly 
Semi-annually 
Annually   


Compounding Periods

Daily 
Weekly 
Bi-weekly 
Half Monthly 
Four Weekly 
Monthly 
Bi-monthly 
Quarterly 
Semi-annually 
Annually   


Interest Type

US (regular)
Canadian Mortgage


Output Parameters

Total Payments 
Amount Financed 
Last Payment Date 
Total Interest Amount 
Nominal Interest Rate 
Annual Percentage Rate (APR) 
Effective Annual Rate 
Periodic Rate 
Daily Rate (per diem) 
Yield  