                              Financial Manager 3.1
                                Evaluation Version

                              Copyright(c) 1991-2002. 
                   Financial Manager is a Street Sheet production.
                               All Rights Reserved.

Introduction
------------

Financial Manager is a freeware beta test program designed for simple
account bookkeeping. A "digital checkbook emulator" if you will. F.M.
started as a hobby, and does not rival commercial financial packages
(like Quicken). It may, however, give home developers some ideas for
their own applications. Best of all, it's FREE!

F.M. was written in Clipper, and uses dBase III+ files with the .DBF
extension. Let me know if you want the source code. Unzipping FM30.ZIP
will yield the following files:

                      CONVERT.EXE
                      FINANCE.EXE
                      FINANCE.DOC
                      FORMAT.DBF
                      README.TXT
                     

In order to run Financial manager, you need to create a directory called
c:\finance\accounts which contains the FORMAT.DBF file. Then type
"finance" at the DOS prompt or click on the "finance" program icon if your
using Windows.


What's new for 3.1
------------------

Version 3.1 contains fixes for logical errors in file->import function to detect differing 
deposit amounts between imported and current accounts.

- New utility makes F.M. portable with Microsoft "Money" and "Quicken" software.
- New file "Import" option lets you reconcile on-line bank accounts from the Internet.
- Alerts you of any differences between your system and imported accounts.
- Logic included to avoid duplication.


Change Log
------ ---
09.11.2002

    fixes for v. 3.0 release (see above "what's new for 3.1")

08.07.2002

    version 3.0 upgrade
        - conversion utility added
        - file->import added
        - "WITHDRAWL" mispelling corrected  

06.19.2001

    Account Summary Screen added
     
02.05.2001

    Help Manual now included (I thought the day would never come). Written in Microsoft Word          for printing.  

09.24.2000 

    (1) When "New" option or "Retrieve" option chosen, and the current account 
        in memory has been changed, save message was changed from: 
                              "Save account to disk (y/n)?"  to
                              "Save current account to disk (y/n)?" 

    (2) added introductary screen with copyright information  
            

07.18.2000 

    (1) Made changes to remedy the following problem: When a "Change"
        action was followed by an "Add" action, and the entry screen 
        wasn't full (i.e. less than 12 transactions), the "Add" entry 
        row would overwrite existing transactions. 

    (2) Made changes so that the number of transactions would always be 
        displayed, and each time a transaction was added, the counter 
        would be updated at the top of the screen.
 

07.13.2000 

        Typo "Transcations:" at top of screen changed to "Transactions:"


04.11.2000

        Added logic to ensure directories with more than 18 files (accounts) 
        were processed correctly during a "File" + "Retrieve" menu action.
        The effect ensures these accounts will scroll properly in the File
        Retrieve Window.                                   

